The banking industry is striving to keep up with the rapid advancements brought about by emerging technologies. Among these, distributed ledgers or blockchains, as well as Central Bank Digital Currencies (CBDC), hold a prominent position. These cutting-edge innovations have become the focal point for the industry as it embraces new paradigms fueled by the ongoing technological revolution. As customers’ demands evolve and digitalization becomes increasingly integral, banks are actively exploring ways to integrate these technologies into their operations. Embracing distributed ledgers and CBDCs could potentially lead to greater transparency, security, and efficiency in financial transactions. By adapting to these new use cases, the banking industry aims to stay competitive and relevant in an ever-changing landscape, where technology continues to reshape the way we conduct financial transactions and interact with money.